I brought my son to the emergency room for a reason that was covered.Easy Choice never paid the claim and my case went to collections.
For three months they lied to me and said my payment was being 'expedited', and every time I called back there was another excuse. In the end, I had to pay the full amount and wasn't reimbursed for nearly 8 months, yet they require your premium on time every month. Insurance companies are required to pay claims in 30 days, yet NY state is letting them get away with fraud.
If I didn't spend hours complaining to every possible agency and calling every day I doubt they would have paid.Now I have to avoid using my insurance until I can sign up with a reputable company so I don't get stuck footing the bill.
Review about: Health Insurance.